Who We Are

FCTI is a Leading Nationwide ATM Network and Service Provider.


FCTI, Inc. is a leading nationwide ATM network and service provider. Since 1993, America's largest financial institutions, hospitality, travel centers, and retailers trust FCTI to increase their ATM revenue by deploying our customized ATM solutions. Our full-service approach reduces cost and hassle associated with maintenance, cash management and ATM compliance.

We currently serve over 2,000 customers in all 50 states and 6 provinces in Canada, representing about 6,500 ATMs


In 2012, FCTI was acquired by Seven Bank, LTD., a Japanese financial institution (TYO: 8410) with market capitalization of approximately US$5 Billion. The financial backing of the parent company allows FCTI the flexibility to grow with our partners and bring innovative ATM solutions and hardware to the market. Seven Bank and FCTI manage over 27,000 ATMs worldwide across a variety of industries.

Exciting future for FCTI


FCTI is growing through acquisition and organic new business development. FCTI is committed to staying ahead of the latest standards, trends and advances in technology with our customers by remaining on top of market trends and performance. By utilizing the latest technology provided by ATM manufacturers and maintaining consistent communications, we can provide the best user experience in the industry.



Meet the Team

We aspire to be a trusted financial service provider that fully meets customer needs. We act to promptly introduce the benefits of technical innovation and pursue self-development. Additionally, we strive to contribute to the stability and advancement of the financial system by providing a secure and efficient payment infrastructure.

Jeffrey Wernecke

Co-CEO

Robel Gugsa

Co-CEO

Brian Sickles

COO